Banking Vacation Points

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Banking is the term for moving Vacation Points from the current Use Year to the next Use Year. As a Disney Vacation Club Member, one of the great advantages of your Membership is vacation flexibility. Some years, you may not be able to use all your Vacation Points, while other years you may need more Vacation Points than you have available. In these cases, banking Vacation Points for future use is a great solution. In months 1-8 of your current Use Year you can bank up to 100% of your Vacation Points for use in the following year; you cannot bank Vacation Points in months 9-12.


What you need to know about banking Vacation Points

• You may bank all or a percentage of your Vacation Points from your current Use Year to next Use Year by the date listed on the banking chart . To bank online, select the Bank Vacation Points link in the Points section of My Membership.You may also contact Member Services at (800) 800-9800 or (407) 566-3800†.
• Vacation Points can only be banked once.
• If you've not completed travel on banked Vacation Points by the end of the Use Year they've been banked into, they expire.
• You cannot return banked Vacation Points to their original Use Year.
• You cannot borrow or transfer banked Vacation Points.
• You may apply banked Vacation Points to all Member Getaways exchanges.
• You'll be given a banking transaction number when you bank Vacation Points; please be sure to record it.
• All banking transactions are final.
• In order to bank Vacation Points, you need to be up to date on your Annual Dues and monthly loan payments (if applicable), and not have any other outstanding balances related to your Membership.
• To maintain a proper balance of Vacation Points in the Central Reservation System, banking may be suspended or limited from time to time.

An example of banking Vacation Points

Let's say your Use Year begins in February and your total annual allotment of Vacation Points across all of your contracts is 400 Vacation Points. (The banking window is applied to the sum total of all of your contracts, not on an individual contract level.) In March, you decide to bank some of your Vacation Points. Since you are in the first eight months of your Use Year, your banking window is at 100% and you can bank all 400 Vacation Points into your next Use Year. However, you choose to bank only 150 Vacation Points at the time.

In August, you decide to bank more of your Vacation Points. You still have 250 Vacation Points available in your current Use Year, and because you are still within the first eight months of your current Use Year, you can bank any or all of your remaining 250 Vacation Points.

Note that if you bank the remaining 250 Vacation Points, your bank is "full" and you cannot bank any more Vacation Points.

In October your banking window is closed; you can no longer bank Vacation Points as you are now in month nine of your current Use Year.

To summarize this example, during your current Use Year that begins in February, you can bank some or all of your 400 Vacation Points at any time from February through September (months 1-8). Once your bank is "full," you cannot bank any more Vacation Points during your current Use Year. Your banking window is closed from October through January of your current Use Year (months 9-12) and you cannot bank any Vacation Points during those months.


What are banking deadlines?

Check the banking chart for monthly deadlines for banking Vacation Points. Banking percentages are based on the cumulative number of Vacation Points banked as of the banking deadline. The percentages for each banking window refer to the total annual allotment of Vacation Points across all contracts — not the available number of Vacation Points. (The banking window percentage is applied to the sum total of all of your contracts, not on an individual contract level.)

 

To bank all or a percentage of Vacation Points from your current Use Year to next Use Year, select the Bank Vacation Points link in the Points section of My Membership or contact Member Services at (800) 800-9800 or (407) 566-3800† by the date listed on the banking chart .


An alternative to banking

Instead of banking your Vacation Points, you may be able to use them to reserve a seven-night stay in a one- or two-bedroom Vacation Home at your Home Resort, then deposit that week through RCI® for exchange use within the next two years.


How to bank your Vacation Points?

You may bank your Vacation Points online by selecting the Bank Vacation Points link in the Points section of My Membership. On the Bank Points page, you will be shown the Total Vacation Points Available to Bank in the first module. In the second module, enter the Vacation Points to bank from each contract and proceed with the transaction. You will be given an opportunity to verify your request before it is finalized. You may only bank Vacation Points from your current Use Year to next Use Year online.

To bank Vacation Points for a Disney Cruise Line® vacation from the next Use Year to the following Use Year, contact Member Services at (800) 800-9800 or (407) 566-3800†.

When you bank your Vacation Points online, you will be sent a one-time confirmation email from Disney Vacation Club. Please save this confirmation for your records.